martedì 24 luglio 2012

I: Personal Finance: Customers unhappy over branch sell-off, Pensions are...

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From: "Financial Times Briefing" <FT@emailbriefings.ft.com>
Date: Mon, 23 Jul 2012 07:06:09 -0400
To: <shamirbyefaccio@gmail.com>
ReplyTo: "Financial Times Briefing" <FTRNOYR3.4840505@emailbriefings.ft.com>
Subject: Personal Finance: Customers unhappy over branch sell-off, Pensions are...


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Financial Times
Personal Finance
Monday July 23 2012

FT.com - Personal Finance, current issue
 
Customers unhappy over branch sell-off
Over three million of Lloyds Banking Group's customers face uncertainty over what will happen to their current account after the bank this week agreed to sell 632 branches to the Co-operative Bank
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/YB33MN/XL/h?a1=2012&a2=7&a3=23
 
Pensions are for people
Fees need to be lower and they need to be easy to understand, otherwise savers will lose interest in pensions altogether
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/TUSSVS/XL/h?a1=2012&a2=7&a3=23
 
Will no one protect my Sipp?
Are there any stockbrokers and insurance companies who offer protection to investors, asks Kevin Goldstein-Jackson
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/WTFFZ3/XL/h?a1=2012&a2=7&a3=23
 
Warning over 'rogue' letting agents
Calls to regulate the letting industry have been renewed after Labour said it would stop 'irresponsible' agents and end 'rip-off' charges
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/ORYY8I/XL/h?a1=2012&a2=7&a3=23
 
Cheap rates come with a sting in the tail
Discounted variable rate mortgages are linked to the lender's standard variable rate, raising the chance of higher costs
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/B5CCJ6/XL/h?a1=2012&a2=7&a3=23
 
'Alternative' Sipps come with a warning
'Sippable' funds invest in student accommodation, forestry and bamboo plantations
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/7A88E0/XL/h?a1=2012&a2=7&a3=23
 
Inflation dip is good news for savers
To outperform inflation, a basic-rate taxpayer needs a savings account paying 3 per cent per annum, while a higher-rate taxpayer needs at least 4 per cent
http://link.ft.com/r/H60H77/7ABPBS/YH7RLB/IIBHYC/8Z66QG/XL/h?a1=2012&a2=7&a3=23
 
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